We like to pride ourselves on making title settlements go through as smoothly and quickly as possible. There are many documents involved, and we try to explain each one thoroughly. We want to make sure that we answer any questions to the best of our ability. We try to provide copies of the HUD-1 Settlement statements in advance, so that everyone is aware of the charges and the amount of money involved. Also, we try to anticipate any possible problems, so that we can resolve them in advance.

IN-HOME TITLE SETTLEMENT SERVICES

Hallmark Title Company offers in-home closings for those people who either live too far away from our office or whose work schedule will not permit coming to the office during business hours. We provide the same level of service in your home, and hope to make it as convenient for you as possible.

TITLE INSURANCE - CHICAGO TITLE INSURANCE COMPANY

A lender who has a large security interest in the property requires that you, the borrower/buyer purchase a title insurance policy to assure the lender that the Mortgage is a valid first lien, and that the lender can be certain about the title in the event of foreclosure. However, a lender policy does not benefit the owner in the event of a claim.  Hallmark Title Company issues title insurance policies to owners through Chicago Title Insurance Company, which protects  your ownership.

With a Chicago Title Insurance Policy, you are protected against risks and insured against loss.  If your title is ever questioned or disputed, Chicago Title Insurance Company stands ready to defend it in two ways:

1. If it is necessary to enter a legal defense of your rights under the policy in any lawsuit or proceeding adversely affecting the title as insured, Chicago Title Insurance Company employs legal counsel to take such action for you., completely at Chicago Title Insurance Company's expense.
   
   
2. If a loss is sustained, you are protected up to the full amount of your policy, which is usually equal to the full purchase price you paid for the property.